Australian Household Finance

Ratio of household debt to household assets

Chart shows Household debt to assets ratio in percent over time (black line) taken from the Household Finance series.

Chart shows year-on-year percent change in household debt to assets ratio taken from the Household Finance series. A smoothing (purple) and average (orange dotted) line were added.

Ratio of housing debt to housing assets

Chart shows Housing debt to housing assets ratio in percent over time (black line) taken from the Household Finance series.

Chart shows year-on-year percent change in housing debt to assets ratio taken from the Household Finance series. A smoothing (purple) and average (orange dotted) line were added.

Ratio of household debt to annualised household disposable income

Chart shows Household debt to annualised household disposable ratio in percent over time (black line) taken from the Household Finance series.

Chart shows year-on-year percent change in household debt to income ratio taken from the Household Finance series. A smoothing (purple) and average (orange dotted) line were added.

Ratio of housing debt to annualised household disposable income

Chart shows Housing debt to annualised household disposable income ratio in percent over time (black line) taken from the Household Finance series.

Chart shows year-on-year percent change in housing debt to income ratio taken from the Household Finance series. A smoothing (purple) and average (orange dotted) line were added.

Ratio of owner-occupier housing debt to annualised household disposable income

Chart shows owner-occupier debt to income ratio in percent over time (black line) taken from the Household Finance series.

Chart shows year-on-year percent change in owner-occupier housing debt to income ratio taken from the Household Finance series. A smoothing (purple) and average (orange dotted) line were added.

Ratio of total household assets to annualised household disposable income

Chart shows total household assets to annualised household disposable income ratio in percent over time (black line) taken from the Household Finance series.

Chart shows year-on-year percent change in household assets to annualised household disposable income ratio taken from the Household Finance series. A smoothing (purple) and average (orange dotted) line were added.

Ratio of housing assets to annualised household disposable income

Chart shows Household assets to annualised household disposable income ratio in percent over time (black line) taken from the Household Finance series.

Chart shows year-on-year percent change in housing assets to annualised household disposable income ratio taken from the Household Finance series. A smoothing (purple) and average (orange dotted) line were added.

Ratio of financial assets to annualised household disposable income

Chart shows Household financial assets to income ratio in percent over time (black line) taken from the Household Finance series.

Chart shows year-on-year percent change in financial assets to annualised household disposable income ratio taken from the Household Finance series. A smoothing (purple) and average (orange dotted) line were added.

Ratio of interest payments on housing and other personal debt to quarterly household disposable income

Chart shows interest payments on housing and other personal debt to quarterly household disposable income ratio in percent over time (black line) taken from the Household Finance series.

Chart shows year-on-year percent change in interest payments on housing and other personal debt to quarterly household disposable income ratio taken from the Household Finance series. A smoothing (purple) and average (orange dotted) line were added.

Ratio of interest payments on housing debt to quarterly household disposable income

Chart shows interest payments on housing debt to quarterly household disposable income ratio in percent over time (black line) taken from the Household Finance series.

Chart shows year-on-year percent change in interest payments on housing debt to quarterly household disposable income ration taken from the Household Finance series. A smoothing (purple) and average (orange dotted) line were added.

  • Data is sourced directly from the Reserve Bank of Australia and compiled using R. Charts created using ggplot2 and published using Plotly.
  • From July 2019, the financial aggregates are compiled using an improved conceptual framework and a new data collection. This is referred to as the Economic and Financial Statistics Collection. Various movements from the June 2019 to July 2019 reporting periods are sizable, in part because the new data collection more consistently classifies loans according to their purpose. For more information, see Updates to Australia’s Financial Aggregates (source RBA).